Insurance and Billing

Insurance Accepted

Please click here to download pdf of insurances accepted by each location.

Insurance Policy

We recognize the need for a definite understanding between the patient and the doctor concerning health care and the financial arrangements for this medical care. Our commitment is to provide the very best health care for our patients while recognizing the need to limit services to only those that are necessary for each patient.

The responsibility for payment of fees for these services is the direct obligation of the patient. Any financial payment a patient may receive from private insurance or government agencies is a matter strictly between the patient and the insurance carrier or government agency. Our physicians are participating Medicare physicians and do accept assignment on Medicare patients, but any deductible or co-payment is the patient’s responsibility. The same responsibility exists for HMOs or PPOs our physicians participate in. Our receptionists and billing department will provide assistance if needed with your insurance inquiries.

Our fees reflect the time spent by the doctor with you, the patient, the specialized nature of the doctor’s training, and the individual diagnostic studies performed. Our fees are comparable to other similarly trained specialists in the community. We will discuss any fees with you at any time, and encourage you to inquire as to a fee before a service is rendered.

Part of the increased cost of medical care is caused by an extraordinary amount of insurance paperwork. In order to reduce these costs, which allows us to keep our charges as low as possible, we ask that you be prepared to pay for routine office visits and co-payments when the service is rendered.

Of course, the fees for care during hospitalizations or for specialized procedures can be paid on any mutually agreeable basis. Please let us know if you are having any particular financial problem - you will find us understanding and patient. Extra insurance forms, letters to lawyers, etc. will necessitate an extra fee due to additional paperwork and time involved.

Don’t hesitate to call us with any insurance or billing questions: (865) 588-5121. Our staff is eager to address any questions or concerns you may have.

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.

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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.

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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.

Read More